Avoid future debt with financial education
What is Financial Education?
Do you wish you knew more about personal finances? Dealing with money can be confusing, but when you’re financially literate you have the power to make informed choices, and even avoid money problems. Budget and financial education is an effective response that allows everyone to become (or become again) an actor/actress in their own life. Our mission is to change the relationship with money, to train responsible citizens and consumers who will have the tools and knowledge necessary to gain autonomy and develop their consumer self-defense in relation to unforeseen circumstances and excessive risk-taking.
Who is it for?
- Financial education is increasingly important for adults. It is becoming essential for the average family trying to decide how to balance its budget, buy a home, fund the children’s education and ensure an income for when the parents retire. Of course, people have always been responsible for managing their own finances on a day-to-day basis – spend on a holiday or save for new furniture; how much to put aside for a child’s education or to set them up in life – but recent developments have made financial education and awareness even more important for financial well-being.
- Financial education is now important for children. National surveys show that young adults are amongst those with the lowest levels of financial literacy. This is reflected by their general inability to choose the right financial products and often a lack of interest in undertaking sound financial planning. Even from an early age, children need to develop the skills to help choose between different career and education options and manage any discretionary funds they may have, whether from allowances or part-time jobs. These funds may entail the use of savings accounts or bank cards.
How ?
Through workshops, webinars, and online courses we provide educational opportunities for everyone, including employees, students, children, and communities.
We focus on:
- Understanding of the global environment of the banking and financial world: How does it work?
- Acquiring practical knowledge of banking, insurance, taxes or credit: What do you need to know when choosing a financial product
- Understanding your legal rights as a consumer: How to better defend yourself?
- Prevention of the risk of over-indebtedness: What is debt and what are the consequences?
- How to speak about money problems at home?
- Acquiring the basics of managing a personal budget and potential of saving advice in regular costs (utilities, rent, car, credits, etc.)
- Bringing psychological tips to resist addiction and keep a budget discipline.
Preview the above-mentioned topics on our Tips & Tools section or for training opportunities contact us we would be happy to help.